• 
  Rugby Players
• Rugby Teams
• Individuals/Families
• Commercial

Rugby Players

• Health insurance: Insurance against the risk of incurring medical expenses.
• Supplemental Insurance: Rugby-only Accident Medical Expense (Individual) - Pays for injuries due to Rugby matches, trainings, and travel to and from those Rugby activities.

Rugby Teams

• Health insurance
• Supplemental Insurance: Rugby-only Accident Medical Expense (Team) - Pays for injuries due to Rugby matches, trainings, and travel to and from those Rugby activities for an entire team or club.
• Travel Medical Expense Insurance: Rugby Club Tours Overseas - Provides health insurance including Emergency Medical Evacuations for a club touring outside their home nation. Foreign Players in U.S. – With the Hazardous Sports Rider is perfect coverage for a U.S. based player with a non-U.S. passport.
• General Liability Insurance: Protects the Org from certain types of lawsuits.
• Coach's Professional Insurance: Protects the Org and Professional designated members, such as certified coaches, from certain types of lawsuits.
• Abuse Molestation Liability: Protects the Org from certain types of Abuse/Molestation lawsuits.
• Abuse Prevention Training and Certification through Praesidium Inc.: This program will educate, certify, and privde continuous training for your staff and volunteers regarding this sensitive, and unfortunately common liability.
• Accident & Health AME coverage: Supplement Accident/injury insurance for all participants, coaches, refs, players, league employees, etc.
• Optional: Directors' and Officers' Insurance: Protects Directors and Officers and other named officials from being sued personally due to a lawsuit attracted by the organization.

Individuals and Families

• Health insurance: Insurance against the risk of incurring medical expenses.
• Supplemental Insurance: Accident Medical Expense - Otherwise known as an indemnity plan, pays for accidents and injury only, no benefits for illness or diseas. Perfect for paying for deductibles and co-insurance of a health insurance plan.
• Property and Casualty Insurance: Personal auto, home, renters – All the stuff a Farmer's, State Farm or Allstate agent can do.
• Life Insurance: AKA death insurance.
• Disability Insurance: Income replacement if you cannot work because of a disability.

Commercial

• General Liability: Protects your business from certain types of lawsuits.
• Professional Liability: Protects you, as a designated professional, from certain types of lawsuits.
• Workers Compensation: Wage replacement and cover for medical costs incurred from an on-the-job injury
• Business Auto
 
 
 
 
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